Sompo Pro

U.S. Insurance Products


The Sompo Pro team is armed with broad underwriting authority, experienced in offering flexible and creative underwriting solutions, and adept at serving sophisticated operations with unique coverage needs.

Target Clients

We offer primary and excess coverage to the following target classes:

Premier Professional:

MPL, Tech E&O, Media Liability, Network Security & Privacy. Standalone or blended coverage for Cyber & Network Risk can include all liability and first party coverage including data breach expense, business interruption, contingent business interruption, digital asset loss and cyber extortion. 

  • Most non-licensed professional and technology service classes
  • All network risk classes
  • General consulting, real estate agents and brokers, property and construction managers 
  • Management, strategic, compliance and other business consultants
  • Advertising agencies, market research organizations, document and information management services, graphic designers

Insurance Agents and Brokers

  • Insurance agents and brokers, including MGAs and MGUs
  • Third party administrators
  • Employee benefits and pension plan administrators
  • Loss control consultants and risk managers

Architects and Engineers

  • Practice-only policies for architects, engineers, interior designers, landscape planners, agency and at-risk construction managers
  • Limited appetite for heavy structural, soils/geotechnical and environmental risks


  • Will consider primary and excess for accounting firms with $10M or more in gross annual revenues

Lawyers' Professional

  • Minimum size firm 20 attorneys, minimum premium $75,000 based on $5 million limit
  • Lead primary offered for firms with fewer than 300 attorneys

Excess Form

  • One page excess form for all professional liability and cyber classes
  • Currently offered on an admitted basis in 48 states



  • $25M in capacity across most products (actual deployed will vary by risk)
  • $15M in capacity for Lawyers
  • $10M in capacity Architects & Engineers
  • Primary and excess attachments considered across all product lines

Coverages Features:

  • Security/privacy coverage available across all forms
  • Punitive damages with most favorable venue language where allowed by law
  • True worldwide coverage
  • Broad definition of covered services
  • Flexible policy formats allow for manuscript language
  • Media coverage inclusive of personal and proprietary rights injuries
  • Favorable consent to settle clause
  • Discrimination and dishonesty defense coverage


  • Sompo Pro operates on an open brokerage platform through appointed retail and wholesale agents
  • Primary Insurance Agents / Brokers and Architects & Engineers currently offered through wholesale network only

Submission Requirements

  • Standard professional liability applications and supplements (other carriers applications are acceptable)
  • 5 years of currently valued carrier loss runs
  • Copies of standard client contracts