Financial Ratings

Sompo International maintains excellent financial strength as evidenced by the ratings of our operating subsidiaries:

  • A+ (Superior) from A.M. Best (XV size category)
  • A+ (Strong) from Standard & Poor's
  • A1 from Moody’s

As a wholly owned subsidiary of Sompo Holdings, Inc., we are also backed by the financial strength of its core business, Sompo Japan Nipponkoa Insurance Company (SJNK), one of the largest property and casualty insurance groups in the Japanese domestic market.  SJNK holds the following ratings:

  • A+ from A.M. Best
  • A+ from Standard & Poor’s 
Accounts written through our Lloyd’s Syndicate 5151, benefit from the market’s common rating, supported by the Lloyd’s Central Fund.  Lloyd’s is rated:
  • "A+" (Strong) by Standard and Poor's
  • "A+" by Fitch
  • "A" (Excellent) by A.M. Best

Subsidiary Financial Strength Ratings

Our wholly owned operating subsidiaries contribute to our excellent financial strength by maintaining the following ratings:

Company A.M. Best S&P Location
American Agri-Business Insurance Company A+ (stable) A+ (stable) U.S.
Bond Safeguard Insurance Company A+ (stable) N/A U.S.
Endurance American Insurance Company  A+ (stable) A+ (stable) U.S.
Endurance American Specialty Insurance Company A+ (stable) A+ (stable) U.S.
Endurance Assurance Corporation A+ (stable) A+ (stable) U.S.
Endurance Risk Solutions Assurance Co. A+ (stable) A+ (stable) U.S.
Endurance Specialty Insurance Ltd. A+ (stable) A+ (stable) Bermuda
Endurance Worldwide Insurance Limited A+ (stable) A+ (stable) UK
Lexon Insurance Company A+ (stable) N/A U.S.
SI Insurance (Europe), SA  N/A A+ (stable) Luxembourg
Sompo America Fire & Marine Insurance Company A+ (stable) N/A U.S.
Sompo America Insurance Company A+ (stable) A+ (stable) U.S.